Key Points at a Glance
| How Much Does Water Damage Restoration Cost | Important Notes |
| Average Cost Range To Repair Water Damage | Dallas: $1,909 – $9,349 Houston: $1,364 – $6,301 Special Note: black water damage is in the higher range |
| Main Variables Impacting Price | Severity of the water damage Size of the affected area Insurance coverage Stages required for repair |
| Common Types of Water Damage | Clean Water: usually requires mitigation and minor repairs Gray Water: requires deeper cleaning and more repairs Black Water: requires extensive remediation and restoration, could be harmful to health |
| Insurance Coverage Basics | Standard Homeowners Policy: covers sudden appliance and roof leaks, includes basic storm damage coverage Flood Insurance: covers external water intrusion Add-Ons: will usually need add-ons for sewer back-ups, mold, and sump-pump failure |
| Choosing a Restoration Company | Service Offerings: guarantees, training, and actual services provided Financing: consider if the company waits for payment until after insurance or offers financing |
Water Damage Repair Cost Overview
When it comes to residential water damage repair pricing, you have two primary expenses: mitigation and restoration.
Mitigation is the first stage, involving a range of services, including water extraction, drying, and the removal of any damaged items.
Restoration is the next phase, the finishing touch, restoring the space to its original state so you can enjoy it again or at least retain your home’s value.
So you know, the cost to repair water damage mostly depends on which of those solutions is required.
Besides the different types of services, the average water damage restoration cost also fluctuates according to your insurance terms. Specifically, you’re responsible for paying your agreed-upon deductible and any costs insurance doesn’t cover.
We should note that water damage repair quotes differ based on your selection of water damage repair companies.
Types of Water Damage
As you’re determining the water damage remediation price, the type of water damage your home sustains is a major factor.
First, let’s take a look at clean water damage—the easiest to repair because it doesn’t carry the risk of contamination. Examples in this category include:
- Roof or ceiling leaks
- Fresh water line breaks
- Flooding (provided the water hasn’t come in contact with contaminants)
- HVAC leaks
- Hot water tank leaks (unless it’s become contaminated)
The second type is gray water damage, which is still better than black water. However, remediating it requires caution due to potential contamination. Common sources are appliance leaks from your washing machine or dishwasher, used water from your shower or sink, or sump pump failure.
The final kind is black water. It’s the most serious variety because it poses health risks from pathogens or toxins. It includes toilets overflowing with waste, sewage backups, and contaminated flood waters.
Even the area you live in or are near, whether Dallas or Houston, has an impact on the water issues you may experience. With its proximity to the Gulf, Houston is known for its humidity and, therefore, mold.
On the other hand, the expansive clay soil in Dallas, especially paired with weather extremes and the prevalence of slab foundations, creates the ideal conditions for foundation shifts. And this movement can lead to cracks and gaps in your home’s structure—ideal entryways for water to enter.
How Water Damage Repair Costs Are Calculated
On average, the cost to repair water damage in Houston is between $1,364 and $6,301, and in Dallas, the total typically ranges from $1,909 to $9,349.
While these are basic home water damage repair estimates, contacting a restoration company can give you a better idea. Don’t worry, the initial on-site evaluation is often free and may include moisture mapping to thoroughly assess the extent of the damage using thermal imaging cameras, moisture meters, and AI-powered cost calculators. Keep in mind that online cost calculators are available to give you a sense of the price you can expect.
To provide some context on pricing, this quick water damage restoration pricing guide breakdown will help you understand some of the expenses often associated with each step:
- Mitigation & extraction: equipment, labor, and emergency response fees
- Drying & dehumidification: prices vary based on severity and will include the cost of monitoring visits
- Restoration and reconstruction: materials, labor, and permits; pricing is on a tiered scale based on the finish level
- Additional services: content packout, structural repairs, mold remediation
Water Damage Restoration Insurance Coverage
As noted above, your price depends on your insurance, and filing a claim might be simpler than you think.
Policy Specifics
Most homeowners have an HO-3 policy, which covers water damage from events such as a burst pipe, appliance failure, or storm. Some exclusions apply for storms, though. For instance, if the damage is due to flooding from a heavy rainfall, you need flood insurance for the insurer to pay out.
Moreover, you must have specialized riders (add-ons) for a policy to provide coverage for foundation damage-related expenses, mold, or sewer damage.
Filing a Water Damage Claim
As soon as it’s safe, start taking photos for the adjuster of the following:
- Full views of the damage
- Close-ups of damage to structures or personal items
- Clear views of any cracks or stains
- Images of the source of damage
Next, create an inventory of everything damaged by the water, including information about the original condition of each item, its age, and purchase price. If possible, gather any credit card/bank statements or receipts to prove the cost.
Once you have all the information, you and your restoration company of choice will work with your insurer. The restoration company will also take photos and will provide the adjuster with an estimate for approval.
Disaster Restoration Service Benefits
When you choose CWF Restoration of Texas, we kick off the process right with free water damage repair quotes with no obligation—just transparent pricing so you know upfront what to expect, can make an informed decision, and avoid an unwanted surprise at the end.
Moreover, we understand and sympathize with customers. Needing disaster restoration is enough stress already; we don’t need to add insult to injury by charging you before the insurer settles the claim. As long as you have insurance, you won’t be responsible for any up-front costs. Plus, we offer financing to make this time a bit easier.
Our cost-free home water damage repair inspection and no upfront costs aren’t where our benefits end.
We’re available day and night because emergencies don’t always happen within standard business hours. You may be in a panic about an emergency, but think of us as your emergency response team, getting to you within an hour so you can breathe a sigh of relief and know you’re good to go.
And our services aren’t limited by any means. What might seem like a two- or three-company job is often within our scope. Our team of experts can take care of everything—from tackling the initial dry-out to repairing structural damage.
The icing on the cake?
We’re trained and certified by the IICRC and offer a 100% satisfaction guarantee so you can feel confident trusting us with something as valuable as the roof over your family’s head (or basement or anywhere else in your home).
When disaster strikes, let CWF Restoration of Texas take on all the burden. We’ll even work with your insurance company, allowing you to focus on your family and returning to normal.
Trust us when we say, as you search the web for water damage repair cost near me, our goal is to make the price fair and based on the extent of the damage. That said, the average water damage restoration cost varies greatly based on several factors.
Frequently Asked Questions About Water Damage Repair Cost
Whether you’re skimming through or still have questions, we’ve surfed the web and compiled a list of everything people are asking about the cost of water damage:
Sources
How Much Does Water Damage Restoration Cost? [2025 Data]
Water Damage Restoration Vs. Water Mitigation – Forbes Home
Clean, Gray, Black: Types of Water Damage – Insurance Centers of America, Inc.
